|
Have a high deductible:
This discourages casual use by having the employee pay
the first dollars. With some of the money you save, you
could contribute towards the deductible.
Limit
family coverage:
Don't
pay the family coverage for an employee whose spouse is
covered under another plan.
Offer
only a major medical plan:
This approach makes the employee responsible for
day-to-day health care, while your program would help
out for major care.
Insist
on pre-admission review always:
This could reduce in-hospital procedures, making them
out-patient services.
Piggy-back on another company's policy:
Trade
associations, cooperatives, suppliers, or other business
affiliates offer health insurance policies at reduced
rates.
|
