COBRA (Consolidated Omnibus Budget Reconciliation Act)
COBRA generally requires that group
health plans sponsored by employers with 20 or more
employees in the prior year offer employees and their
families the opportunity for a temporary extension of
health coverage (called continuation coverage) in
certain instances where coverage under the plan would
otherwise end.
Employee Retirement Income Security Act (ERISA)
Most private sector health plans are
covered by the ERISA. Among other things, ERISA
provides protections for participants and beneficiaries
in employee benefit plans (participant
rights), including providing access to
plan information.
The Department of
Labor's
Employee Benefits Security Administration (EBSA) is
responsible for administering and enforcing the
provisions of ERISA.
Department of Labor Health & Benefits Web Page |