Under Business Interruption insurance you can get
additional coverage (referred to as options and
endorsements). These include:
-Extra
Expense Coverage: this covers cost above and beyond net
operating loss when the business is force to temporarily
close operations.
-Dependent
Property Coverage: This covers things such as;
-when your suppliers stops
supplying your business
-Shipments to customers are not
being received
-Direct delivery manufacturers are
no longer fulfilling your orders
-Etc.
-Utilities
Services Coverage: Covers loss due to disruption
of utilities such as water, gas and electricity.
-Civil
Authority: Covers loss due to disruptions caused
by civil authorities (e.g. evacuation order).
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