Banks are another source of financing a business.  Most banks cater to all businesses without any focus to any specific group.  However, there are banks that offers programs for specific minority groups. If you are a Latino owned small business and you are looking for a bank that have a financial program geared towards you, Latino owned banks is a good place to start. 

Banks offers a variety of loans.  These loans include Lines of Credit, Commercial Real Estate Loans, SBA Loans, Term Loans, Equipment Loans, Business Acquisition Loans, Business Expansion Loans, Working Capital Loans, etc.  Loan amounts depends on the how much is being requested and how much the bank is willing to lend.

Below is a list of Latino owned banks whose target audience is Latino owned small businesses.

Organization

Description

Americas United Bank (CA)

Offers Business Loans, Revolving Lines of Credit, Receivables & Inventory Financing, Term Loans/Equipment Financing, Term Loans for Acquisition and Expansion, Professional loans and SBA Loans.  Based in California.

Banco Popular North America (NY)

Provides Lines of Credit, Term Loans, Commercial Real Estate Loans, Construction Loans and SBA Loans.  Based in New York.

Bank of Grove (OK)

Provides Lines of Credit, Term Loans, and Commercial Real Estate Loans.  Based in Oklahoma.

Bank of South Texas (TX)

Provides Commercial Real Estate Loans, Equipment Loans, Working Capital Loans and Business Expansion and Acquisition Loans.  Based in Texas.

Centinel Bank of Taos (NM)

Provides Commercial Real Estate Loans, Construction Loans, Term Loans, Land Development Loans, Equipment Loans, Vehicle Loans, Lines of Credit, and Letters of Credit.

Citizens State Bank (TX)

Provides Small Business Loans for equipment financing, inventory financing, or Working Capital, and Commercial Real Estate Loans.  Based in Texas.

Continental National Bank (FL)

Provides SBA Loans, Letters of Credit, and Lines of Credit.  Based in Florida.

Eurobank (FL)

Provides Commercial Real Estate Loans, Construction Loans, Lines of Credit, Term Loans, Equipment Financing and SBA Loans.  Based in Florida.

Executive National Bank (FL)

Provides Commercial Real Estate Loans, Equipment Financing and Lines of Credit.  Based in Florida.

Falcon International Bank (TX)

Provides unspecified loans to small businesses, including Commercial Real Estate Loans. Based in Texas.

Firstbank Of Puerto Rico (PR)

Provides Lines of Credit, Commercial Real Estate Loans, Construction Loans and Equipment Loans.  Based in Puerto Rico.

Greater South Texas Bank (TX)

Provides Lines of Credit, Letters of Credit, Equipment Loans, Inventory and Accounts Receivable Loans, Commercial Real Estate Loans and Construction Loans.  Based in Texas.

Interamerican Bank A FSB (FL)

Provides Commercial Real Estate Loans, Construction Loans, Equipment Loans and Lines of Credit.  Based in Florida.

International Bank of Com (TX)

Provides  Commercial Real Estate Loans, Construction Loans, Letters of Credit, Lines of Credit, Business Acquisition Loans and Import/Export financing.  Based in Texas.

International Finance Bank (FL)

Provides Loans for Working Capital, Equipment Acquisition and Commercial Real Estate Loans.  Based in Florida.

Libertad Bank SSB (TX)

Provides Lines of Credit, Term Loans, Equipment Loans and Commercial Real Estate Loans.  Based in Texas.

Lone Star National Bank (TX)

Provides Working Capital Loans, Lines of Credit, Construction Loans, Equipment Loans, and Commercial Real Estate Loans.  Based in Texas.

Ocean Bank (FL)

Provide Lines of Credit, Term Loans, Commercial Real Estate Loans, and SBA Loans.  Based in Florida.

Oriental Bank&Trust (PR)

Provides Lines of Credit, Term Loans and SBA Loans.  Based in Puerto Rico.

Plaza Bank (WA)

Provides Small Business Loans for Construction, Working Capital, Capital improvement and other needs.  Based in Washington.

Plus International Bank (FL)

Provides Lines of Credit, Inventory Loans, and Equipment Loans.  Based in Florida.

Ponce De Leon Federal Bank (NY)

Provides an unspecified amount of Small Business Loans.  Based in New York.

Promerica Bank (CA)

Provides Lines of Credit, Term Loans, Accounts Receivable financing, Commercial Real Estate and Construction Loans.  Based in California.

Scotiabank De Puerto Rico (PR)

Provides Inventory Financing, and Lines of Credit.  Based in Puerto Rico.

Sonoran Bank N A (AZ)

Provides Lines of Credit, Term Loans, Commercial Real Estate Loans, Construction Loans and SBA Loans.

Texas National Bank (TX)

Provides Working Capital Loans, Lines of Credit, Construction Loans, Equipment Loans, Livestock Loans and Commercial Real Estate Loans.  Based in Texas.

Union Credit Bank (FL)

Provides Term Loans, Lines of Credit, Commercial Real Estate Loans, Working Capital Loans and SBA Loans.  Based in Florida.

United Americas Bank NA (GA)

Provides Equipment Loans, Construction Loans and Commercial Real Estate Loans.  Based in Georgia.

United Bank El Paso Del Norte (TX)

Provides Commercial Real Estate Loans, Construction Loans, Equipment Loans, SBA Loans, Lines of Credit and Agricultural Loans.  Based in Texas.

US Century Bank (FL)

Provides Lines of Credit, Term Loans, Letters of Credit, and Asset Based Loans.  Based in Florida.

Zapata National Bank (TX)

Provides Commercial Real Estate Loans, Lines of Credit, Equipment Loans, Commercial Real Estate Loans and SBA Loans.  Based in Texas.